[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jollypixie.cz\/cesi-jsou-financne-negramotni\/#Article","mainEntityOfPage":"https:\/\/www.jollypixie.cz\/cesi-jsou-financne-negramotni\/","headline":"\u010ce\u0161i jsou finan\u010dn\u011b negramotn\u00ed","name":"\u010ce\u0161i jsou finan\u010dn\u011b negramotn\u00ed","description":"Asi by nikdo ne\u0159ekl, \u017ee \u010ce\u0161i jsou negramotn\u00fd n\u00e1rod. Ov\u0161em slovo gramotn\u00fd se dnes v p\u0159enesen\u00e9m slova smyslu pou\u017e\u00edv\u00e1 nejen ve smyslu znalosti \u010dten\u00ed a psan\u00ed, ale tak\u00e9 na z\u00e1kladn\u00ed znalosti a dovednosti. Proto se m\u016f\u017eeme setkat nap\u0159\u00edklad se soci\u00e1ln\u00ed negramotnost\u00ed u lid\u00ed, kter\u00fdm chyb\u00ed osvojen\u00ed si z\u00e1kladn\u00edch soci\u00e1ln\u00edch kompetenc\u00ed, d\u00e1le po\u010d\u00edta\u010dovou negramotnost\u00ed, kterou trp\u00ed […]","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.jollypixie.cz\/author\/devene\/#Person","name":"jollypixie.cz","url":"https:\/\/www.jollypixie.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jollypixie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.jollypixie.cz\/cesi-jsou-financne-negramotni\/","about":["Finance"],"wordCount":417,"articleBody":"Asi by nikdo ne\u0159ekl, \u017ee \u010ce\u0161i jsou negramotn\u00fd n\u00e1rod. Ov\u0161em slovo gramotn\u00fd se dnes v p\u0159enesen\u00e9m slova smyslu pou\u017e\u00edv\u00e1 nejen ve smyslu znalosti \u010dten\u00ed a psan\u00ed, ale tak\u00e9 na z\u00e1kladn\u00ed znalosti a dovednosti. Proto se m\u016f\u017eeme setkat nap\u0159\u00edklad se soci\u00e1ln\u00ed negramotnost\u00ed u lid\u00ed, kter\u00fdm chyb\u00ed osvojen\u00ed si z\u00e1kladn\u00edch soci\u00e1ln\u00edch kompetenc\u00ed, d\u00e1le po\u010d\u00edta\u010dovou negramotnost\u00ed, kterou trp\u00ed lid\u00e9 nepol\u00edben\u00ed v\u00fdpo\u010detn\u00ed technikou a v neposledn\u00ed \u0159ad\u011b se jedn\u00e1 nap\u0159\u00edklad o finan\u010dn\u00ed negramotnost, kter\u00e1 je bohu\u017eel v \u010cesk\u00e9 republice velmi roz\u0161\u00ed\u0159en\u00e1. Jej\u00edm d\u016fsledkem je pak enormn\u00ed zadlu\u017eenost \u010desk\u00e9ho obyvatelstva.Tak jako mnoho situac\u00ed v tomto st\u00e1t\u011b je i toto d\u016fsledkem \u010dty\u0159icetilet\u00e9 totality, kdy neexistoval finan\u010dn\u00ed trh. K dispozici byla jen jedin\u00e1 banka a to \u010cesk\u00e1 spo\u0159itelna a jedin\u00e1 poji\u0161\u0165ovna a to \u010cesk\u00e1 poji\u0161\u0165ovna.Neexistovala konkurence a lid\u00e9 nem\u011bli na v\u00fdb\u011br. Po revoluci rostly banky a poji\u0161\u0165ovny jako houby po de\u0161ti a lid\u00e9 se nedok\u00e1zali na finan\u010dn\u00ed trh dost rychle aklimatizovat. Ur\u010dit\u011b si mnoz\u00ed vybav\u00ed p\u0159\u00edb\u011bhy lid\u00ed, kte\u0159\u00ed d\u00edky podvodn\u00fdm kampeli\u010dk\u00e1m p\u0159i\u0161li o celo\u017eivotn\u00ed \u00faspory. Na druh\u00e9 stran\u011b snadn\u00e1 dostupnost p\u016fj\u010dek p\u0159ivedla mnoho lid\u00ed k dluh\u016fm. Ur\u010dit\u00e9 d\u016fsledky totality se projevili a dodnes projevuj\u00ed a\u017e po n\u011bjak\u00e9 dob\u011b.\u00a0\tFinan\u010dn\u00ed gramotnost do \u0161kolNicm\u00e9n\u011b vymlouvat se na totalitu nem\u016f\u017eeme donekone\u010dna a zvl\u00e1\u0161t\u011b ne skoro t\u0159icet let po sametov\u00e9 revoluci. Je t\u0159eba si ur\u010dit\u00e9 v\u011bci p\u0159iznat. Jako nap\u0159\u00edklad to, \u017ee podpora finan\u010dn\u00ed gramotnosti je v na\u0161\u00ed zemi v\u00edce ne\u017e nutn\u00e1. A je rovn\u011b\u017e nutn\u00e9, abychom se s n\u00ed vypo\u0159\u00e1dali hezky z gruntu.To znamen\u00e1 nejvhodn\u011bj\u0161\u00ed v\u011bk pro vzd\u011bl\u00e1v\u00e1n\u00ed se v t\u00e9to oblasti je pochopiteln\u011b ten \u0161koln\u00ed. Je nutn\u00e9, aby kfinan\u010dn\u00ed gramotnosti byly vedeny ji\u017e d\u011bti na z\u00e1kladn\u00edch \u0161kol\u00e1ch a to nikoli jen v r\u00e1mci ob\u010dansk\u00e9 nauky. V sou\u010dasn\u00e9 dob\u011b je zaveden v \u010desk\u00fdch \u0161kol\u00e1ch projekt Finan\u010dn\u00ed gramotnost do \u0161kol, jeho\u017e sou\u010d\u00e1st\u00ed tvo\u0159\u00ed r\u016fzn\u00e9 besedy, p\u0159edn\u00e1\u0161ky, workshopy a sout\u011b\u017ee. D\u016fraz je kladen na maxim\u00e1ln\u00ed interaktivnost a z\u00e1\u017eitkovost, proto\u017ee jen tak si \u017e\u00e1ci z tohoto vzd\u011bl\u00e1v\u00e1n\u00ed dok\u00e1\u017e\u00ed odn\u00e9st maximum.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010ce\u0161i jsou finan\u010dn\u011b negramotn\u00ed","item":"https:\/\/www.jollypixie.cz\/cesi-jsou-financne-negramotni\/#breadcrumbitem"}]}]